Job Description

Senior Trust Officer

Rio Bank is seeking an experienced Senior Trust Officer to help expand our established Trust & Wealth Management division throughout San Antonio and the Texas Hill Country.

This is an opportunity to join a successful and growing team while helping deepen our presence in one of Texas' most dynamic markets. As a Senior Trust Officer, you will manage complex trust and estate relationships, serve as a trusted advisor to clients and professional partners, contribute to business development, and provide mentorship and technical leadership within the department.

What You'll Do

• Administer complex trust, estate, agency, and investment management relationships.
• Serve as a trusted advisor to high-net-worth clients and families.
• Build relationships with attorneys, CPAs, financial advisors, and referral partners.
• Contribute to business growth throughout Central Texas.
• Participate in Trust Committee discussions and fiduciary decision-making.
• Mentor other Trust Officers and serve as a technical resource within the department.

Why Rio Bank?

At Rio Bank, culture matters. We foster a collaborative environment where employees are encouraged to grow, contribute ideas, continue learning, and make a meaningful impact. Our leaders are committed to developing talent and creating opportunities for career advancement.

We are looking for people who have a genuine sense of community — professionals who care about building relationships, serving others, and making a positive difference wherever they live and work.

What Makes This Opportunity Different?

• Expand an established franchise: Join a successful Trust & Wealth Management team as we continue to grow throughout San Antonio and the Hill Country.
• Meaningful leadership opportunity: Serve as a senior fiduciary resource and support the department's future growth.
• Executive visibility: Work closely with senior leadership and play a meaningful role in expanding Rio Bank's Trust & Wealth Management presence in Central Texas.

What We're Looking For

• Bachelor's degree in Business, Finance, Accounting, Economics, Law, or related field, or equivalent experience.
• Minimum 8 years of progressive responsibility for Trust administration, fiduciary services, estate administration, or wealth management.
• Demonstrated experience administering complex fiduciary relationships.
• Strong fiduciary, trust administration, relationship management, and communication expertise.
• Preferred:
  • CTFA designation; JD, CPA, or CFP® credentials.
  • Graduate Trust School or similar advanced fiduciary training.
  • Experience serving high-net-worth and ultra-high-net-worth clients.
• Knowledge, Skills & Abilities
  • Advanced knowledge of trust administration, fiduciary principles, trust law, estate administration, taxation, and wealth transfer strategies.
  • Strong analytical, decision-making, problem-solving, communication, presentation, and relationship-building skills.
  • Business development and referral generation skills.
  • High degree of professionalism, discretion, integrity, and confidentiality.

About Rio Bank

Rio Bank's Trust & Wealth Management division helps individuals, families, businesses, and organizations build, preserve, and transfer wealth through personalized guidance and fiduciary expertise. We combine sophisticated trust and wealth solutions with the relationship-focused service of a community bank.

What We Offer:

• Competitive Salary
• Paid Time Off
• Paid Holidays
• 401(k) Plan with Company Match
• Medical, Dental and Vision Insurance
• Telehealth, including mental health and dermatology
• Health Savings Account (HSA)
• Flexible spending account (FSA)
• Life Insurance
• Employee Assistance Program
• Training and Career Development
• Charity Match
• Community Engagement

Ready to Make an Impact?

Join Rio Bank and help expand our Trust & Wealth Management presence throughout Central Texas.

Equal Employment Opportunity Statement

Rio Bank is an Equal Opportunity Employer. We are committed to providing equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability, veteran status, genetic information, or any other characteristic protected by applicable law.

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